:root{--navy:#0b2545;--navy-2:#13315c;--teal:#13a89e;--teal-d:#0d7f78;--foam:#e8f6f5;--ink:#1d2939;--muted:#5b6b7f;--line:#d6e2ea;--r:14px}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:70px}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;font:17px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff}
img{max-width:100%}
a{color:var(--teal-d)}
h1,h2,h3,h4{line-height:1.2;color:var(--navy);margin:0 0 .5em}
h2{font-size:clamp(1.6rem,4vw,2.2rem)}
.wrap{max-width:1100px;margin:0 auto;padding:0 20px}
.narrow{max-width:760px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:99}
:focus-visible{outline:3px solid #f5b700;outline-offset:2px}
.btn{display:inline-block;background:var(--teal);color:#fff;border:0;border-radius:999px;padding:.8em 1.4em;font:inherit;font-weight:600;text-decoration:none;cursor:pointer;transition:background .2s}
.btn:hover{background:var(--teal-d)}
.btn-ghost{background:transparent;border:2px solid #fff;color:#fff}.btn-ghost:hover{background:rgba(255,255,255,.12)}
.btn-small{padding:.45em 1em;font-size:.95rem}
.btn-block{display:block;text-align:center}
/* header */
.site-header{position:sticky;top:0;z-index:10;background:var(--navy);color:#fff}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:60px;flex-wrap:wrap}
.brand{display:flex;gap:10px;align-items:center;color:#fff;text-decoration:none;font-weight:700}
.nav-toggle{background:none;border:1px solid rgba(255,255,255,.5);color:#fff;border-radius:8px;padding:.35em .8em;font:inherit}
#nav-links{display:none;width:100%;flex-direction:column;padding:10px 0 16px;gap:4px}
#nav-links.open{display:flex}
#nav-links a{color:#fff;text-decoration:none;padding:6px 0}
#nav-links a.btn{padding:.45em 1em;align-self:flex-start}
@media(min-width:860px){.nav-toggle{display:none}#nav-links{display:flex;flex-direction:row;width:auto;padding:0;gap:22px;align-items:center}}
/* hero */
.hero{position:relative;background:linear-gradient(160deg,var(--navy),var(--navy-2) 60%,#1b4f72);color:#fff;padding:70px 0 120px}
.hero h1{color:#fff;font-size:clamp(2.2rem,7vw,3.8rem);max-width:14ch}
.accent{color:#7fdbd4}
.eyebrow{text-transform:uppercase;letter-spacing:.08em;font-size:.85rem;color:#7fdbd4;font-weight:600}
.lead{font-size:1.15rem;max-width:58ch;color:#dbe7f3}
.cta-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}
.waves{position:absolute;bottom:0;left:0;width:100%;height:90px}
/* sections */
.section{padding:64px 0}
.alt{background:var(--foam)}
.section-lead{color:var(--muted);max-width:60ch}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;box-shadow:0 4px 16px rgba(11,37,69,.06)}
fieldset{border:0;padding:0;margin:0 0 16px}
legend{font-weight:600;margin-bottom:8px}
.check{display:flex;gap:10px;align-items:flex-start;padding:8px 0;cursor:pointer}
.check input{width:20px;height:20px;margin-top:3px;accent-color:var(--teal)}
.field{margin-bottom:14px}
.field label{display:block;font-weight:600;margin-bottom:4px}
input:not([type=checkbox]),select,textarea{width:100%;padding:.7em .8em;font:inherit;border:1.5px solid var(--line);border-radius:10px;background:#fff}
input:focus,select:focus,textarea:focus{border-color:var(--teal)}
.hint{color:var(--muted);font-size:.9rem;font-weight:400;margin:4px 0}
.small{font-size:.9rem;color:var(--muted)}.center{text-align:center}
.error{color:#b42318;font-weight:600}
.grid-2{display:grid;gap:0 16px}
@media(min-width:600px){.grid-2{grid-template-columns:1fr 1fr}}
.result{margin-top:20px;border-left:6px solid var(--teal)}
.result.status-2026{border-left-color:#d92d20}.result.status-2027{border-left-color:#f79009}
.result.status-not-yet,.result.status-not-affected{border-left-color:#12b76a}
.total{font-weight:600;color:var(--navy)}
.lead-form{margin-top:20px;padding-top:20px;border-top:1px dashed var(--line)}
.disclaimer{font-size:.85rem;color:var(--muted);margin-top:16px}
/* steps & pricing */
.steps{list-style:none;padding:0;margin:32px 0;display:grid;gap:16px}
@media(min-width:700px){.steps{grid-template-columns:repeat(2,1fr)}}
@media(min-width:1000px){.steps{grid-template-columns:repeat(4,1fr)}}
.steps li{background:#fff;border-radius:var(--r);padding:20px;border:1px solid var(--line)}
.num{display:inline-grid;place-items:center;width:36px;height:36px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;margin-bottom:10px}
.steps p{margin:0;color:var(--muted)}
.ticks{list-style:none;padding:0;margin:0}
.ticks li{padding:4px 0 4px 28px;position:relative}
.ticks li::before{content:"";position:absolute;left:4px;top:.65em;width:12px;height:7px;border-left:3px solid var(--teal);border-bottom:3px solid var(--teal);transform:rotate(-45deg)}
.included{margin-bottom:28px}
@media(min-width:700px){.included .ticks{columns:2}}
.pricing{display:grid;gap:20px;max-width:800px;margin:0 auto 12px}
@media(min-width:700px){.pricing{grid-template-columns:1fr 1fr}}
.price-card{background:#fff;border:2px solid var(--line);border-radius:var(--r);padding:28px;position:relative;display:flex;flex-direction:column;gap:6px}
.price-card .ticks{flex:1;margin-bottom:16px}
.featured{border-color:var(--teal)}
.badge{position:absolute;top:-14px;left:24px;margin:0;background:var(--teal);color:#fff;font-size:.8rem;font-weight:600;padding:3px 12px;border-radius:999px}
.for{color:var(--muted);margin:0}
.price{font-size:2.4rem;font-weight:800;color:var(--navy);margin:8px 0}
.price span,.price small{font-size:1rem;font-weight:500;color:var(--muted)}
.cards-3{display:grid;gap:20px}
@media(min-width:860px){.cards-3{grid-template-columns:repeat(3,1fr)}}
.service{border-top:5px solid var(--teal)}
.price-sm{font-weight:700;color:var(--navy);margin:0}
.about .compass{width:72px;height:72px;margin-bottom:12px}
details{border-bottom:1px solid var(--line);padding:14px 0}
summary{cursor:pointer;font-weight:600;color:var(--navy);font-size:1.05rem}
details p{margin:10px 0 0}
.site-footer{background:var(--navy);color:#cbd6e2;padding:36px 0;font-size:.95rem}
.site-footer a{color:#7fdbd4}
.site-footer .small{color:#9fb0c3}
.brand-foot{display:flex;align-items:center;gap:8px;color:#fff;font-weight:700}